A Spin on Spending - Back to School Budgeting

Tuesday, July 30 at 09:00 AM
Category: Arvest News

As the summer comes to an end, back-to-school shopping begins and with that comes opportunities to save. Before you race to the store, or begin adding items to your online shopping cart, check to see if your area participates in the upcoming tax free weekend. This special weekend event is a staple in more than a dozen US states, including Arkansas, Kansas, Oklahoma and Missouri and allows you to skip out on paying sales tax on most back-to-school essentials in store and online.

One of the first things you should do before heading to the store or logging in to your computer, is to sit down and do an inventory check of what supplies you need for the upcoming semester. With your shopping list in hand, check to see which of the items are available for student discounts, then check online or with a cashier to see if the store offers price-match from other major retailers. When buying textbooks, calculators, or other technology – check online for gently used items. Online marketplaces often have the materials you need for a fraction of the cost.

Whether you’re living on-campus or off, limit dining out. If you bought a campus meal plan at school, use it. Sure you’ll want to splurge once in a while, but don’t make eating out a habit. Be sure to budget as you go along, and track your spending. You can view your spending activity in real time with the Arvest Go mobile app. You can save even more by bringing your own snacks and drinks purchased in bulk from a grocery store instead of a vending machine or convenience stores.


Tags: A Spin on Spending, Arvest
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