Become a Travel Pro

Monday, March 04 at 02:00 PM
Category: Personal Finance

The spring break travel season is in full swing. Skies are filled with frequent fliers eager to redeem hard-earned miles and highways are crowded with road-trippers anxious for a getaway. Whether you are a seasoned traveler with a tried-and-true routine or someone just entering the travel scene, these tips will make your trip a breeze.

Pack Your Carry-on Wisely

No one likes boarding a plane, stowing a carry-on bag, navigating to a seat and sitting down only to realize their headphones are still in the bag overhead. Travel and Leisure1 recommends packing a separate, smaller bag filled with essentials such as a cell phone, earbuds, a wallet, medicine and books. Before you board the plane, pack the smaller bag at the top of your carry-on, so it is easy to remove and keep at your seat during the flight.

Use Your Rewards

Typically credit card companies, airlines and hotels offer competitive rewards programs for loyal customers. Although keeping up with points may seem overwhelming at first, many companies offer convenient, user-friendly platforms to make the process simple. Right now, Arvest’s Consumer Credit Card earns 3X rewards2 points with each eligible travel purchase. Be sure to activate rewards as soon as possible, because bonus rewards will only be awarded from the time you activate until April 30, 2019.

Don’t have an Arvest Credit Card? Apply for a consumer credit card today and enjoy 0%3 APR on purchases and balance transfers for 12 billing cycles. After that, your rate will be based on credit worthiness 14.65% to 21.00%. You can also earn up to $1004 in bonus rewards. Every time you make a purchase during vacation, pay with your Arvest Personal Credit Card and earn Arvest Flex Rewards™ Points to redeem later.

Download Music

Streaming music is a common travel pastime. Unfortunately, cell phone service is often limited at some point during a trip, both on land and in the air. Avoid hours of silence and download your favorite playlists ahead of time. The music will be available with or without Wi-Fi or a cell phone signal and you will get to travel to the tune of your favorite songs.

Schedule Downtime

When planning a trip to a new destination, it is easy to pack too many events into an already-full itinerary. Back-to-back reservations may seem feasible on paper, but can lead to burnout if there is no time to breathe. Huffington Post1 interviewed a number of experienced travelers who shared their best advice for a successful trip. Multiple experts emphasized the need to schedule rest time or purposely leave gaps in your travel itinerary. This technique provides an opportunity to soak in the experience and truly immerse yourself in the new environment.

Remember Less is More

When packing for a trip, it can be tempting to bring a different outfit for each day and extra outfits for unforeseen situations. However, Sky Scanner1 encourages travelers to prioritize and pack less. Consider choosing neutrally colored clothing that is easy to layer. Pair pieces strategically and turn four shirts into eight or more outfits, by simply layering different colored sweaters or scarves. Spend less time dealing with bulky luggage and more time enjoying your much-needed vacation. Plus, if you pack less, there will be more room in your suitcase for souvenirs. Don’t forget to use your Arvest Personal Credit Card at checkout to earn rewards.

Be Open-Minded

Vacation is the perfect time to branch out and try something new, whether it is a new food item or new activity. Smarter Travel1 interviewed a freelance travel writer and editor who suggested visiting with locals in order to discover opportunities not listed in guidebooks. The trip will be filled with one-of-a-kind adventures and you will have incredible stories to share with friends and family when you return home.

1Link is a third-party site not operated or endorsed by Arvest Bank, an FDIC-insured institution.

Disclosures:

23X Rewards: Activate to earn 3X Arvest Flex Rewards points on up to $5,000 in eligible purchases made on your Arvest Personal Credit Card between March 01, 2019 and April 30, 2019 either online by clicking the activation button in your Rewards Account, or by calling the rewards phone line at (800) 356-8085 and following the prompts.  Bonus points will only be awarded on eligible purchase from the time your bonus is activated until April 30. 2019.  You will be eligible to earn 3X rewards points when you book your purchases directly with an airline, hotel, or car rental agency.  You will not earn bonus points for airfare, hotels, or car rentals bought as part of a vacation package or through a third-party travel agent or aggregator.  Timeshares, recreation camps, vacation rentals and campgrounds are not eligible.  Arvest has no control over how retailers assign Visa codes to classify their business; if retailers do not process transactions using Visa category codes applicable to this bonus offer, you will not earn bonus points on those purchases.  Arvest reserves the right to decide which purchases qualify for bonus points. Purchases can be made by the primary cardholder or any additional cardholders on a single Card Account. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, convenience check transactions, purchases of traveler’s checks, purchases or reloading of prepaid cards or purchases of other cash equivalents. Bonus points will be applied to your account within three billing cycles after your qualifying purchase. To be eligible for the bonus offer, the Card Account must be open and not in default as of the date the bonus points are applied. For complete details, ask an Arvest associate or go to arvest.com/rewards.

3Introductory Rate: 0% introductory Annual Percentage Rate (APR) is valid on purchases and balance transfers for 12 billing cycles from date of account opening. After that, the APR for purchases, and balance transfers will be based on your creditworthiness (between 14.65% and 21.00% APR) and will vary based on the prime rate. The APR for cash advances will vary based on your creditworthiness (between 14.65% and 21.00% APR) and will vary based on the prime rate. The transaction fee for cash advances and cash equivalent transactions is the greater of $4 or 4% of the transaction. Foreign transaction fee is 1% of each transaction in U.S. dollars. Rates apply to new accounts only and are accurate as of January 8, 2019. Subject to credit approval. Additional limitations, terms and conditions may apply.

 

4Bonus: Open a new Arvest Personal Credit Card to qualify for the one-time bonus of up to $100 after spending $500 on eligible purchases within the first (3) billing cycles of account opening. $100 bonus is awarded as 10,000 rewards points in the Arvest Flex Rewards™ program. Arvest Flex Rewards™ is a program where you can earn one point for every $1 you spend using your Arvest Credit Card. Eligible purchases can be made by the primary cardholder or any additional cardholders on a single Card Account. Limit one 10,000 points bonus per Card Account. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, convenience check transactions, purchases of traveler’s checks, purchases or reloading of prepaid cards or purchases of other cash equivalents. Bonus points will be applied to your account within three billing cycles after your qualifying purchase. To be eligible for the $100 bonus offer, the Card Account must be open and not in default as of the date the bonus points are applied. For complete details, ask an Arvest associate or go to arvest.com/bonus. Offer valid from January 1 through December 31, 2019.

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The views of this article are for general information use only. Please contact and speak with a subject expert or your banker when specific advice is needed.

    

Tags: Financial Education
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