Shop For More Than Back-to-School Deals

Thursday, July 19 at 09:00 AM
Category: Personal Finance

Late summer and early fall are great times to save on the essential supplies for schools and offices, with deals on everything from paper to personal computers. It’s also a great time to make end-of-summer, stock-up and big-ticket purchases that don’t involve the school books. Here are some items you may want to consider purchasing within the next few months.

Big-ticket items. As companies prepare to unveil new models for the coming year, they’re also more than ready to offload the current year’s inventory. This can mean savings on big purchases such as:

  • Vehicles
  • Appliances
  • Mattresses
  • Cell phones
  • Lawnmowers
  • Tools
  • Bicycles

Do your homework on which dealerships, brands and stores are offering the deepest discounts and don’t be afraid to ask about add-ins or additional features that normally cost extra. Dealerships and even big-box stores are typically happy to discuss price options in order to quickly switch over inventory.

Stock up for next summer. Take the time to anticipate what you may need next summer, while being cautious about buying certain items or sizes that might not work out - such as for rapidly growing children. Here are a few ideas:

  • Warm-weather clothing
  • Summer accessories like hats and sunglasses
  • Swimsuits
  • Footwear
  • Summer home gear: air conditioners, dehumidifiers and fans

These summer favorites will see significant discounts to make room for fall attire and items for the holiday season.

Traveling soon? Speaking of the upcoming holiday season, it’s time to begin booking airfare for out-of-state and international trips. A good rule of thumb is to purchase your tickets two months in advance and compare prices on multiple well-known travel sites. Be sure to read the fine print for blackout dates, cancellation options and other special policies.

School and miscellaneous supplies. It’s called back-to-school shopping for a reason. Watch for deals on supplies for the kids, your home office and similar items. Dorm room sales are great for basic home purchases on small kitchen appliances, linens, storage containers and more. Consider using coupon and other cash back apps to help boost your savings even more. Similar to airfare, read the fine print to ensure you aren’t spending more to only save a little.

Be prepared. Write out ahead of time what you’re hoping to purchase and your ideal budget. It’s easy to get caught up in the deals and promotions and you may end up overspending and buying items you have no real use for.

Finally, don’t forget to take advantage, when possible, of your state’s tax-free weekend.

Tax free weekends by state:

Arkansas will begin on Saturday, August 4 and end on Sunday, August 5

Missouri will begin on Friday, August 3 and end on Sunday, August 5

Oklahoma will begin on Friday, August 3 and end on Sunday, August 5

 

 

 

Tags: Financial Education
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