Tips for Traveling Outside the U.S.

Tuesday, December 24 at 09:10 AM
Category: Personal Finance

With the holidays just around the corner, many people are making final preparations for their vacation. Millions of people travel every year and if all goes well, they return home with good memories and great photographs. Unfortunately, not all travelers are so fortunate. Even in popular resort areas in countries that are generally considered to be safe destinations, travelers can fall prey to thieves and scam artists. The good news is with a few simple precautions, you can dramatically increase the odds of an incident-free trip. Be sure to pack these tips.

Think Before You Go
In many of the most beautiful parts of the world, corporate office buildings and luxury vacation destinations exist in the midst of stark poverty. The simple fact you can afford to travel to such destinations may mark you as a rich tourist in the eyes of the locals. Designer clothes, excessive jewelry, the map in your hand and an expensive camera hanging around your neck all work to make you stand out from the crowd. Therefore, the first step you can take toward ensuring a safer trip is to minimize the attention you call to yourself, thus making yourself a less attractive target.

To keep your money safe, you need to take precautions. Carry as little cash as possible, relying instead on credit cards. Credit cards can be canceled quickly should they be lost or stolen. When you must carry cash, carry only the amount that you expect to need for the day. Don't flaunt large amounts of cash in public, and exercise caution when exchanging money for local currency. If you must use an ATM, then use one that is located inside a store or hotel rather than out on a street corner, and put the cash away quickly.

Treat your passport, driver's license, credit cards and airlines tickets as if they were cash and protect them accordingly. Make copies of these documents prior to your departure, and keep the copies in a safe place away from your other valuables. If something happens, then at least you will have the copies to help establish your identity with local authorities.

Other Tips Include:

  • Dress conservatively, wearing only a minimum of jewelry. Ladies, consider leaving that diamond ring at home.
  • Don't carry an expensive camera on a strap around your neck — you're only putting yourself and your camera at risk.
  • When possible, avoid walking anywhere alone. There is usually safety in numbers.
  • Avoid high-risk areas. Getting off of the beaten path may be a great way to see how the locals live, but it also increases your odds of running into trouble.
  • Never get into an unmarked taxi. Whenever possible, call for a cab rather than hopping into the nearest vehicle. Always make note of the taxi's number and driver's identification, if available.
  • Don’t leave money, cameras, computers or other valuables in a hotel room. If you must leave them in the room, then don't leave them out in plain sight. Instead, tuck them into a closet or drawer. Better yet, put them into a hotel safe, if available.

Making smart and safe decisions when you travel will not only give you peace of mind, but should help to keep you out of harm's way. Traveling can be a great way to relax and slow down, or to explore exciting new locales and sample unfamiliar foods, lifestyles and activities. Whatever destination you choose, be sure to temper your enthusiasm with caution and remember while the unfamiliarity of the places you visit makes them exciting, your lack of knowledge is also what puts you at risk. So the next time you pack your bags, take caution and common sense along with you.

Tags: Financial Education
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